Privacy Policy
Last modified: 12/01/08
1. ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS
Covered Bond Investor™ LLC respects the privacy rights of our users and is strongly committed to protecting your privacy online. This Privacy Policy sets forth current privacy practices with regard to the information that Covered Bond Investor™ LLC collects when you or your computer interact with our website. By accessing the Covered Bond Investor™ website, you acknowledge that you have read and understand Covered Bond Investor™ LLC ‘s Privacy Policy and that you freely consent to the information collection and use practices described in the Privacy Policy.
2. INFORMATION THAT COVERED BOND INVESTOR™ LLC COLLECTS AND HOW IT IS USED
Either directly or through a designated service provider, Covered Bond Investor™ LLC collects certain information from and about users of the Covered Bond Investor™ website in up to three ways: directly from its web server logs, from the user, and with cookies (defined here also to include similar electronic tools).
a. Web Server Logs
When you visit the Covered Bond Investor™ website, Covered Bond Investor™ LLC may track information to administer the site and analyze its usage. Examples of information Covered Bond Investor™ LLC may track include:
• Your Internet protocol address.
• The kind of browser or computer you use.
• Number of links you click within the site.
• State or country from which you accessed the Covered Bond Investor™ website.
• Date and time of your visit.
• Name of your Internet service provider.
• Web page from which you linked to the Covered Bond Investor™ website.
• Pages you viewed on the Covered Bond Investor™ website.
Any information collected through web server logs will be collected anonymously and will not be used by Covered Bond Investor™ LLC to subsequently identify you or to prepare the collection, processing, or use of personal information about you without your prior consent. We make reasonable efforts to limit our designated service providers' use in the same manner as set forth in this paragraph.
B. Use of Cookies
Covered Bond Investor™ LLC may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Covered Bond Investor™ LLC cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. Hence, this simplifies the process of delivering relevant content and eases site navigation by providing and saving your preferences and login information as well as providing personalized functionality.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings then be aware that this may disable some of the functionality on our Website.
Any information collected through Covered Bond Investor™ cookies will be collected anonymously and will not be used by Covered Bond Investor™ LLC to identify you or to prepare the collection, processing, or use of personal information about you without your prior consent. Covered Bond Investor™ LLC makes reasonable efforts to limit our designated service providers' use in the same manner as set forth in this paragraph.
Third-party advertisers or their advertising servers may also place or recognize unique cookies on your computer or use similar electronic tools in order to display advertisements that you see on the Covered Bond Investor™ website. Information about your visits to, and activity on, the Covered Bond Investor™ website, an IP address, as well as the number of times you have viewed an advertisement, may be used to display on your computer screen customized advertisements that may be of particular interest to you. Covered Bond Investor™ LLC does not have access to, or control the information collected by, these cookies or similar electronic tools used by third-party advertisers or their advertising servers. The use and collection of your information by these third-party advertisers and advertising servers is not covered by this Privacy Policy.
c. Personal Information From Users
Visitors to the Covered Bond Investor™ website may register to obtain free services such as an email bulletin. When you register, Covered Bond Investor™ LLC will request some personal information. In the event that Covered Bond Investor™ LLC offers a service for purchase, Covered Bond Investor™ LLC will also request some personal information, such as name, address, email, telephone number or facsimile number, account number and other relevant information.
If you are purchasing a service, Covered Bond Investor™ LLC will additionally request financial information. Any financial information Covered Bond Investor™ LLC collects is intended for the sole purpose of billing you for the services you purchased. If you purchase by credit card, this information may be forwarded to your credit card provider. For other types of registrations, Covered Bond Investor™ LLC will ask for the relevant information. You may also be asked to disclose personal information so that Covered Bond Investor™ LLC can provide assistance and information to you. For example, such data may be warranted in order to provide online technical support and troubleshooting.
Covered Bond Investor™ LLC may disclose personal information we collect from you to third parties without your permission, to the extent we believe in good faith is necessary, to:
• Fulfill your requests for services or products, as well as perform related activities such as billing and collection.
• Comply with the law or in response to a subpoena, court order, government request, or other legal process.
• Protect Covered Bond Investor™ LLC’s interests, rights, safety, or property (or those of others).
• Enforce any terms of service on this website.
• Provide you with information, special offers, or promotions to which you consented.
• Provide needed data in connection with a merger, acquisition, or liquidation of the company.
• Operate our systems properly.
Covered Bond Investor™ LLC will make reasonable efforts to limit our designated service providers’ disclosure of your personal information in the same manner as set forth above.
Covered Bond Investor™ LLC may also share your personal information with a sponsor or other third party that is interested in serving you (“Third-Party Providers”). You may instruct Covered Bond Investor™ LLC at any time not to share your personal information with Third-Party Providers by sending an email to staff@coveredbondinvestor.com. Please note that this opt-out process may take up to thirty (30) days to complete.
Further use and/or disclosure of your personal information by Third-Party Providers is not the responsibility of Covered Bond Investor™ LLC. Rather, such use and/or disclosure is governed by the Third-Party Providers' privacy policies.
3. USE OF WEB BEACONS OR GIF FILES
Web pages on the Covered Bond Investor™ website may contain electronic images known as web beacons—sometimes also called single-pixel gifs—that allow Covered Bond Investor™ LLC to count users who have visited those pages and to deliver co-branded services. Covered Bond Investor™ LLC may include web beacons in promotional email messages or newsletters in order to determine whether messages have been opened and acted upon.
Some of these web beacons may be placed by third party service providers to help determine the effectiveness of our advertising campaigns or email communications. These web beacons may be used by these service providers to place a persistent cookie on your computer. This allows the service provider to recognize your computer each time you visit certain pages or emails and compile anonymous information in relation to those page views, which in turn enables Covered Bond Investor™ LLC and its service providers to learn which advertisements and emails bring you to our website and how you use the site. Covered Bond Investor™ LLC prohibits web beacons from being used to collect or access your personally identifiable information.
4. ACCESSING WEB ACCOUNT INFORMATION
Upon request, Covered Bond Investor™ LLC will provide you with the means to ensure that personally identifiable information in your web account file is correct and current. You may review this information by sending an email to staff@coveredbondinvestor.com.
5. PARTICIPATING MERCHANT POLICIES
Related services and offerings with links from the Covered Bond Investor™ website, including vendor sites, have their own privacy policies that can be viewed by clicking on the corresponding links within each respective website. Online merchants and others who participate in our services are encouraged to participate in industry privacy initiatives and to take a responsible attitude towards consumer privacy. However, since Covered Bond Investor™ LLC does not have direct control over the policies or practices of participating merchants and other third parties, Covered Bond Investor™ LLC is not responsible for the privacy practices or contents of those sites. Covered Bond Investor™ LLC recommends and encourages that you always review the privacy policies of merchants and other third parties before you provide any personal information or complete any transaction with such parties.
6. CHANGES TO THIS PRIVACY POLICY
In its sole discretion, Covered Bond Investor™ LLC may occasionally modify this Privacy Policy. When doing so, Covered Bond Investor™ LLC will also revise the “Last modified” date at the top of this Privacy Policy page. Covered Bond Investor™ LLC encourages you to periodically review this Privacy Policy to stay informed about how Covered Bond Investor™ LLC is helping to protect the personal information that Covered Bond Investor™ LLC collects. Your continued use of the Covered Bond Investor™ website constitutes your agreement to this Privacy Policy as modified from time to time.
7. CONTACTING US
If you have questions regarding Covered Bond Investor™ LLC’s Privacy Policy, its implementation, failure to adhere to this Privacy Privacy and/or general practices, please contact Covered Bond Investor™ LLC at staff@coveredbondinvestor.com or send your comments to :
Covered Bond Investor LLC
Attention: Privacy Statement Personnel
4200 Wisconsin Ave NW
Suite 106-382
Washington, DC 20016
Covered Bond Investor™ LLC will use commercially reasonable efforts to promptly respond and resolve any problem or question.